1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 90 - 720 days
0.00% interest rate for new clients
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Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
New loan
Finbro
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 50 000 PhP 50 000 PhP 30-366 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
New loan
BillEase
2100 PhP. Return
2000 PhP. Take
100 PhP. Overpayment
First loan: Maximum amount: Loan term:
2000 - 40 000 PhP 40 000 PhP 60-720 araw
0.01% interest rate for new clients
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Recommended
Loanonline
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 25 000 PhP 25 000 PhP 30-366 days
0.00% interest rate for new clients
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96% Approved
Best Choice
MoneyCat
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 20 000 PhP 20 000 PhP 90-180 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
1002 PhP. Return
1000 PhP. Take
2 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 7000 PhP 20 000 PhP 62-360 days
0.00% interest rate for new clients
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1015 PhP. Return
1000 PhP. Take
15 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 20 000 PhP 20 000 PhP 62-360 days
0.11% interest rate for new clients
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1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
2 000 - 50 000 PhP 50 000 PhP 61-180 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS

Get an interest-free loan online

Financial problems can happen in anyone's life. Borrowing from relatives and friends is not always a convenient and easy way. To find a way out of this situation and urgently restore solvency, you can apply for a loan online. Financial services in the Philippines are provided by a large number of MFIs, many of which can be borrowed without interest. Of course, such conditions are not available in every organization and not every client, therefore, first of all, you should study the available programs and evaluate the benefits of the offers. Thanks to this, you can choose the most effective product.

What are Interest Free Online Loans?

In many public places, the media, the Internet, you can see advertisements that microfinance companies offer to take an interest-free loan online. People often do not believe in this, thinking that in reality this cannot be, and “zero percent a day” is just a marketing ploy. However, interest-free microcredits actually exist - this is one of the services that some MFCs and MCCs offer their clients. But only borrowers who have registered with the company for the first time can use it; repeated loans are issued already at the interest rate provided for in a particular organization.

Such an offer cannot but be of interest to those who urgently need funds. But it is also beneficial for the organization itself. The borrower, who decides to borrow money without interest, receives the required amount and, returning it on time, gives exactly the same amount as he took. The benefit of the company itself is that it receives a promising client who will come here more than once in the future.

In other credit institutions, for example, banks, it is almost impossible to take money at 0 percent. Even if among the offers of any company there is an interest-free loan, then in order to issue it, a large number of documents, collateral and suretyship will be required. In addition, waiting for a response from the bank, as a rule, lasts from 1 to 7 days. In a microfinance company, funds can be received much faster.

The microcredit application is submitted online. Verification usually takes from several minutes to several hours. If approved, the money is credited to a bank card or in another way convenient for the borrower - an electronic wallet or a money transfer. Any adult citizen of the Philippines who has a passport can become a client of a microfinance company.

Advantages and disadvantages of interest-free online loans

Taking a loan of 2 000 PHP without interest from a microfinance company is an offer that seems very profitable, but it also has its own characteristics that must be taken into account before applying.

Pros:

  • When applying for an interest-free loan, you do not have to overpay for the use of funds.
  • Such offers are relevant for those who become a client of a microfinance company for the first time. Thanks to this, the beginner has the opportunity to understand the essence of the loan product.

Cons:

  • If you reapply for a loan in the same MFI, such an offer will not work.
  • Under these conditions, you can only get a small amount.

How to get an interest free loan online

Our portal provides all the information about current offers of microfinance organizations. With its help, you can quickly choose a loan that will suit you in all respects: amount, term, method of issuance and payment.

To borrow fast money on a card without interest is:

  • Reliable. The percentage of obtaining a positive decision on the application is quite high, while it is not required to provide certificates confirming income and other documents, only an identity card is needed.
  • Fast. Consideration of the application and crediting of funds, as a rule, takes no more than 15 minutes.
  • Profitable. No need to spend money on a trip to the branch of the organization, everything is processed online.

To get a loan in the Philippines on the most favorable terms, we recommend that you select a company on our portal that suits you according to all criteria and fill out an application. After receiving the questionnaire by a specialist of the organization, its consideration, and then the transfer of funds to your card will take a minimum of time.

It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

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