• money transfer to any bank in Philippines;
  • easy application, without a text message from workplace and guarantor;
  • without pledge and guarantor;
  • quick loan decision;
  • we maintain the confidentiality of all our customer data.
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Loan rate per day


Possible term days

20 000

Max amount PhP


Consideration mins

In the current market are many different pay day loan offers on your bank card and choosing the most suitable one is not so easy. Soscredit is a modern online service that helps you get a loan on your personal bank card at your convenience. Will support you in choosing the most advantageous and suitable loan for you. 

All it takes is to choose the loan amount, provide your phone number, email address and Soscredit will offer you the best deals to suit your requirements.

Loans to new clients up to 7000 ₱ without interest and 0% commission.

The minimum loan repayment period is 3 months with an extension, maximum loan repayment period is 60 months.

The payment terms of the fixed rate loan and the repayment term will not change after the loan has been issued. After signing the contract, the amount of the loan, the interest payments as well as the payment term are determined. These terms and conditions may be changed during the course of the cooperation, only and expressly agreed by the parties involved.

Example: If you choose 5000 ₱, the APR is 795.7%, then the total loan amount will be 14810 ₱. APR is the total cost of a loan expressed as a percentage of the total amount of loan granted per year. The maximum APR possible is 795.7%.

A online loan can be a solution if you have unexpected expenses, but you need to pay for a service or purchase today, if there are no debt payments, if the loan payment does not exceed 40% of your monthly income. Borrow responsibly.

Penalty and renewal policy information. The lender does not charge penalty interest under the credit agreement, but a daily interest rate is charged for each day of the credit line used.

FAQ about SOSCredit in Philippines

Can I receive a online loan

The online loan can be obtained from 18 to 75 years of age. To apply for a online loan, you need to be solvent and have a bank account with a Filipino credit institution, a mobile phone. You need to fill out an application form (for new customers to pay the registration fee), wait for the decision to be notified by a customer service representative and/or receive a text message and/or email.

What is the maximum amount for a online loan

Each client is evaluated individually. The maximum online loan for new clients is 7000 ₱. It is possible to borrow up to 200000 ₱ after repaying the loan by the due date.

How quickly can you get money in your bank account

In the case of a positive answer, the money will be deposited to the client's bank account immediately. On average, money can be received in a bank account within 15 minutes if the lender and the borrower have a bank account in a matching bank. If you have a bank account with another bank, it can take up to three days to get the money you need. Money transfers are only made during the lender's business hours.

Can I receive extra amount of money

You can apply for an additional loan if the maximum amount of the online loan is not used.

Is pledge or guarantor required

You do not need a guarantor or pledge to get a online loan.

Do I have to have a formal income when applying for a online loan

To apply for a online loan, you must have regular income

Is it possible to repay early

It is possible to repay the loan faster than indicated in the payment schedule. Please contact customer service for the exact amount of money remaining.

In which city is it possible to get a loan?

You can apply for a loan in any city in the Philippines.

Why my online loan application was declined

An application for a online loan may be rejected if the information provided is incorrect or entered incorrectly and the applicant has outstanding debts.

Is it possible to repay early

It is possible to repay the loan faster than indicated in the payment schedule. Please contact customer service for the exact amount of money remaining.

Can I repay my loan in a bank?

You can repay your loan at any branch of a bank.

What if I can’t repay my debt within the time limit

Repayment of the online loan shall be made according to the agreed schedule, in case of failure to pay the due dates, penalty interest will be applied. Please contact our Customer Care Center to find a solution to your credit delay.

What happens if a payment or invoice is delayed?

Failure to pay the invoice is in violation of the online loan terms and conditions. Conversely, in the event of late payment of the invoice, interest may be charged in accordance with the terms of the contract on the outstanding invoice, as well as the costs of sending reminders and recovering the debt.

What is a client profile

Customer profile on lender's website: Customers can see credit status, available funds, payment history, existing customers can apply for additional money.

What is a non-commissioned online loan?

For new clients, the first 62 days may be offered free of charge. This means there is no commission for the first 62 days.

How to apply for an additional online loan amount

You can apply for an additional online loan in your customer profile.

What are the benefits of Soscredit?

By choosing an online lending service, you get the opportunity to get a loan 24 hours a day, 7 days a week, without going to a credit institution.

There are no reviews for this loan.

Loan terms
First loan: 1000 - 7000 PhP
Maximum amount: 20 000 PhP
Loan term: 62-360 days

It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

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