New loan
Best Choice
MoneyCat
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 20 000 PhP 20 000 PhP 90-180 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
96% Approved
UnaCash CreditLine
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
2 000 - 50 000 PhP 50 000 PhP 61-180 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
1 170 PhP. Return
1 000 PhP. Take
170 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 25 000 PhP 25 000 PhP 60 - 180 days
0.16% interest rate for new clients
GET LOAN MORE DETAILS

Loan for retirees in the Philippines

The situation in our country is such that the minimum wage is much higher than the minimum pension. This significantly limits the funds of retirees, which are only enough to pay utility bills, medicines and food. Meanwhile, a retiree, like any other person, can always have an urgent need for money, for example, to buy small household appliances, pay for an unplanned trip, medical examination or purchase medicines. These are moments for which you should not put off, but where to get the money? Since there is little hope for a bank loan, you can try to contact a microfinance organization. Microcredit is a relatively new service in the Philippine market, which appeared about 7 years ago, but is rapidly gaining popularity. Small amounts and terms of the loan are available even to retirees.

An online loan for a retiree card is a convenient opportunity to get money without even leaving your home. You do not need to personally visit the MFI, financial transactions can be performed remotely using the website on the Internet.

Requirements for a retiree-borrower

Various microfinance institutions have their own requirements for the maximum age of the borrower. To choose the best option for yourself, you need to carefully study the loan offers on the site, compare different options with each other. You should not rush at this stage - it is better to spend a few minutes or hours, but still choose the most advantageous offer, than to rush, and then overpay extra interest or hidden fees.

When applying for a loan on a card without checks around the clock, you need the following:

  • Philippines passport
  • an identification number
  • mobile phone and access to e-mail, since the application is carried out online
  • valid bank card number. This could be a payout card, a retirement card, or a credit card.

This list of requirements is similar in various microfinance institutions. To apply for a loan online, you do not need a certificate of income (it does not matter whether a retiree works or not), you do not need to look for guarantors and look for what to get on bail. You also do not need to confirm your positive credit history.

Here are some tips to help you increase your chances of getting a loan:

  1. The system checks your data entered in the questionnaire and approves or rejects loan decisions. Therefore, you need to fill in all the fields of the questionnaire as accurately as possible and answer all questions honestly. All data that you enter on the site is confidential and is not distributed to third parties.
  2. You can try to complete several applications with different partners. This will increase the chances of getting a loan to retirees for the card.

Loan amount and loan terms

All borrowers, including retirees, can apply for a credit card in the amount of 100 to 20,000 hryvnia. Our system works seven days a week, holidays around the clock. You can apply for a loan from anywhere in the Philippines, regardless of registration.

You choose the term of the loan yourself. You can clearly see how the amount, term and interest on the loan depend in the online calculator. You choose exactly the option that you need.

An urgent loan without refusals and checks on the card for retirees is issued quickly. After all, the system needs from seven to twenty minutes to make a decision. After the application is approved, the funds will be credited to your card.

How to repay a loan

A retiree in the Philippines can repay a loan in different ways, for example, by making a money transfer:

  • using a bank card;
  • through an electronic payment system;
  • through a bank branch;
  • using a terminal or ATM.

On our website pages there are offers of many trusted microfinance institutions in the Philippines that will provide a loan online 24 hours a day. Below you can see up-to-date information on interest rates, amounts and terms of lending. We will not ask why you need money, but simply and easily we will help you.

It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

I would like to recieve information on offers and promotion

Success!

Your application send successfully