DiGiDo

  • 21-70 years old
  • Employed individuals and selected professionals
  • Filipino residents
Get loan

0,38%

Loan rate per day

180

Possible term days

25 000

Max amount PhP

10

Consideration mins
DiGiDo

What is Digido?

Digido is a legit and state-licensed online lender. Digido stands out from its competitors with a fully automated online portal and highly innovative, customer-friendly financial solutions.

Our automated loan lending system makes independent decisions based on each application and transfers money within a few hours. We provide a wide range of loans from 0% interest promotional loans to non-collateral loans of up to PHP 25,000.

As a licensed lender, we adhere to the lending rules and regulations without any compromise. We do not inflate the interest rates to cover the risks of a borrower with bad credit history. Similarly, we don't indulge in unethical practices such as hidden charges or asking for upfront commissions to exploit the applicant's vulnerable position.

Digido realizes that not everybody can make loan applications through our online platform or our mobile application. Our banking professionals, with their customer-friendly approach and domain expertise, help such people secure the right loans without any confusion or inconveniences. You can choose your own option to make a loan - come to our office or make a loan on the website.

What are Online Loans?

Whatever your earning level is, a proper financial plan alone can make you a financially independent person. Still, an unexpected requirement for money can ruin your plans. To tide over such situations, you may have to depend on loans from friends, relatives, banks, or lenders.

Traditionally banks are the best option for any loan due to their low-interest rates and more flexible loan conditions. But the requirements for a broad set of documents, good credit score, and lengthy approval time are some of the valid reasons for a borrower to turn away from banks and look for alternatives, mainly lenders.

When an emergency strikes, not everybody has time to visit different lenders or bank branches and compare the loan terms. As an alternative, banks and various financial institutions offer loan processing through an online interface, known as “Online Loans”.

Online loans give a slew of irresistible features for a prospective borrower:

  1. One can easily compare the loan terms from different lenders from his or her computer or smartphone without leaving the home or office.
  2. Online lenders operate 24/7 enabling one to secure a loan while traveling or at the wee hours without bothering about off days or weekends.
  3. Typically online loans are unsecured loans with minimal documentation requirements. These loans don't require collateral, guarantor, or excellent credit score.
  4. An automated system performs loan evaluation, decision-making, and transfer of funds in a completely unbiased and instantaneous way.
  5. There is no need to disclose your financial details to the banking professional, and it assures the confidentiality of your sensitive data.
  6. The entire process of loan application and disbursal happens within a few hours. Hence, online loans are known as Single Day Loans.
  7. The loan approval rate for online loans is as high as 90%.
  8. Online lenders do not perform cross-selling of products, as in the case of banks.
  9. Online loans are generic loans, which means one can use it for any purpose.
  10. Tracking of your loans and their payment are quite easy on an online loan.

Minimal documentation, high loan approval rate, and immediate fund availability, even for people with lousy credit history, make online loans the most popular type of loans for the Filipinos.

How to Take an Instant Loan Correctly and Profitably?

The ability to borrow money online instantly without any complex documentation process is highly tempting. People may use these loans for every financial need without any contemplation. Such an approach could spoil their financial discipline and push them to debts.

Below are the crucial points in securing the right loan:

  • Always provide accurate information. If you hide your previous loan history, the lender may perform hard checks. It will reduce your credit score and affect your ability to secure a better loan.
  • Do not apply for loans with multiple lenders at the same time. Each one will perform credit checks, and it will pull down your credit score significantly.
  • Compare loans with different lenders and choose the best option.
  • Ensure that you are able to repay the loan completely within the stipulated time. Any deviation from this can affect your credit score and will danger your ability to secure good loans.
  • Before accepting any loans, read and make sure you understand the loan documents and conditions thoroughly.

Conclusion

Loans are just another financial product. It alone won't do any harm. But if you cannot set your priorities right and do not follow a financial strategy, a loan can be problematic. As long as you make a clear judgment about your financial needs and follow the plan, loans can be a great tool to reach financial independence.

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All reviews DiGiDo

Justine

December 14 2021

simple and easy loan processing, hope that I won't need a loan in the future anymore. but if such a need arises, I will contact with digido

Nicole

November 15 2021

This is the second time I've taken a loan from this company. Completely satisfied with their level of service. You're the best!
Loan terms
First loan: 1000 - 10 000 PhP
Maximum amount: 25 000 PhP
Loan term: 90-180 days
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DiGiDo website

Phone:

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Website:

digido.ph
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All reviews DiGiDo

Justine

December 14 2021

simple and easy loan processing, hope that I won't need a loan in the future anymore. but if such a need arises, I will contact with digido

Nicole

November 15 2021

This is the second time I've taken a loan from this company. Completely satisfied with their level of service. You're the best!

It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

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