Get a loan without interest rate
For many borrowers who would like to use the services of MFIs, the fact that microfinance companies took a commission for transferring borrowed funds to a client's card has previously become an obstacle. At present, this condition almost never occurs. On our website, we have collected online lending services for you, where you can take a loan with 0 interest rate.
You can see the offers in the general list or use the online search form. To choose an organization where you can get a microcredit on the most favorable terms, specify the main parameters: the amount in hryvnia, the period for which you plan to take the money. With the help of our website, you can easily find an MFI where you can get a loan without interest rate for the card.
Can microfinance companies charge a loan transfer fee?
Filipino legislation does not regulate the procedure for establishing fees for the issuance of funds by MFIs to borrowers. Microfinance companies themselves determine the cost of providing services.
Attention! Information about all paid transactions is indicated on the lender's website in order to take an interest-free loan online. In addition, data on the amounts charged from the borrower for money transfers are also indicated in the contract.
Organizations that are loyal to customers do not set additional fees for transfers.
Requirements for the borrower
Almost all citizens aged 18 to 75 can become a client of a microfinance company and receive loans online without overcharges. Also, the requirements that a potential borrower must meet are the following:
- Filipino citizenship;
- permanent residence in the Philippines (in any city, not necessarily in the one where the branch of the microfinance company is located);
- the presence of a personalized bank card (if you plan to receive money in this way);
- have a valid phone number.
Although microfinance organizations check the credit history of clients, it is not the main factor for them when making a decision in issuing a loan online to a pensioner's card. Even people with poor CI and delays can get a loan on a card without interest rate.
How to get a loan on a card without a commission?
There are two standard options for obtaining a microloan - visiting an MFI branch or going through the procedure online. The advantages of the second method are saving your time and effort.
To apply for a loan with 0% interest rate instantly for a card of any bank around the clock, apply online directly on our website. This will require the following steps:
- choosing a suitable offer from those presented on this page and clicking on it in the “apply” tab;
- filling out a questionnaire on the page of a microfinance organization indicating your passport data, phone number and other information, as well as confirmation of consent to the processing of personal data;
- specifying the details of a bank card, if you want to receive borrowed funds in this way, such options for obtaining a loan are also available, such as accrual to an electronic wallet or bank transfer;
- waiting for a decision from the microfinance company - upon approval, an SMS with a code will be sent to the specified phone number, which must be entered in a special field to confirm your agreement with the terms of the contract;
- receiving money for the specified details.
Loans without a commission for transferring to a bank card are accrued almost instantly.
Advantages of MFIs issuing loans without interest rate for the card
The advantages of applying to microfinance companies that issue loans without a commission on the card are the following:
- quick registration without leaving home - the whole procedure is carried out online;
- you can choose the conditions for obtaining a loan - the amount and term;
- you do not need to provide income statements and other documents, except for the passport of a citizen of the Philippines;
- credit history does not matter, you can get a loan on a card without refusal and calls
- no need to involve guarantors;
- money is credited to the card immediately after approval;
- there are no overpayments for the use of the loan.
You can apply for money in any convenient place. To do this, you only need a PC, phone or other gadget with Internet access. And with us it is even more convenient to get a loan without a commission - we have collected for you all the current offers, from which you will definitely choose the right one.