MoneyCat service will bring you financial solutions easily and quickly: Get started by completing the online registration application, and we will review and transfer money to your bank account within 24 hours.
Why do customers choose MoneyCat service?
It takes only 5 minutes to complete the registration form and our online consulting team will answer all issues immediately.
We understand you want money fast.
So online registration application includes only 3 simple steps and your documents data.
You don't need to go to the bank, stand in line or call anyone. Just send information from your phone or computer / tablet. So all the financial problems are solved.
We always advise and support customers throughout the process: from filing to final payment. We will remind you every month when you need to pay and support you if you can't pay on time.
MoneyCat operates in Philippine territory & complies with its laws. We provide the highest quality services to Filipinos in order to develop financial markets.
From 22 years old
Filipinos currently living in the Philippines
Employed individuals and selected professionals
4 steps to get a loan at Moneycat
Sign up. Fill up the application and confirm using the OTP code.
Call for Approval. Get SMS notification about approval within 30 minutes after the phone call.
Take the money and enjoy. Receive the money in your bank card within 30 minutes.
Make Repayment. Pay back through any method using DragonPay.
FAQ about Moneycat in Philippines
How long to know if I'm approved?
The result will be sent to you by email/SMS, as fast as 5 minutes and a maximum of 24 hours once you submit your application. You might also receive a call for verification, keep your lines open for faster processing.
What is the interest rate and charges?
We offer loans for our first-time borrowers with 0% interest and no processing fee. For Repeat borrowers, you may check the interest and other fees on our terms and conditions and disclosure of statement before submitting your application. The interest rate depends also on the approved amount and terms. Having good credit standing with us will give you lower interest rates. To build a good credit score, continue availing our services and products.
What are the Requirements and Qualification?
You must be/have
Age 22 years old and above.
Filipinos that are currently living in the Philippines.
Currently employed or with a stable source of income.
Have an active and personal mobile number.
Have an active personal bank account.
Have any of the following IDs - SSS, UMID, TIN,Driver's License, Passport or Voter's ID. (Note that we need you to provide the picture of at least 1 of the 4 Mandatory IDs and selfie holding the same ID).
How long are the terms available?
Our loan terms available are from 7 days up to 30 days. You may request your desired term but please note that your request is subject to approval based on our system evaluation and credit scoring.
How much Can I borrow?
Our loanable amount ranges from P500 to P20,000. Note that your initial requested amount may differ from the approved amount after the assessment of your application.
Can I cancel my loan?
This can be done only if your application status is still under assessment. If your loan application has been approved, we immediately transfer loan proceeds to your bank account and can no longer cancel the loan.
How to increase approved amount and term of loan?
Repeat borrowers with good credit standing are likely approved with higher amounts and longer terms. Continue availing our services and products to build good credit standing with us to achieve better loan conditions.
Why is my application is rejected?
We really appreciate your interest in availing of our product and service, however, based on our system evaluation we cannot offer you any loans at the moment. We are continuously working on developing new products to serve you in the future. You can re-apply again after 30 days.
How to apply for a loan
To apply for a loan
Visit our Website or download our Mobile App
Select desired amount
Fill out all required details correctly
Submit your application
We will send you email/SMS notification or We might call you for verification and clarification of your loan, keep your lines open. Wait for fo the result within 5 minutes to 24 hrs. Thank you
How long to receive the loan?
Loan proceeds will be transferred to your personal bank account immediately once approved. Duration also depends on your bank from 5 mins after approval to 6 PM on the following banking day.
What if I don’t have bank account?
As of the moment, we only deposit loan proceeds to a bank account under your name for secured transactions. Don't worry, we are working to add more safe disbursement options for you in the future. You can create a bank account online, there are banks that offer to create a bank account via mobile app like Unionbank, Once you secured a bank account you can now apply for a loan.
I entered wrong bank details, what will happen?
We require that you provide a bank account under your name, the loan will not be disbursed if the provided account is incorrect. Make sure to enter the correct details during registration.
Can I pay earlier than my due date?
Yes. Paying on time or earlier than your due date will keep you away from additional charges, increase your credit score and give you better conditions for your next loan. If you have an existing loan, just log in to your account to check the exact amount the same day you will make a payment.
Where to Pay?
You can pay through different channels. You have an option to pay via E-Wallets, Online or Over the Counter Banking, and Payment Centers. To ensure real-time posting of your payment.
How to Pay?
Visit our Website or Mobile App and Log in to your account
Select Payment method and Click Pay loan button:
Repayment amount (Full repayment amount for today only)
Amount to renew (For prolongation/extension)
Any amount (For partial payment)
Select the payment option that is more convenient for you. Choose from the list of Dragonpay payment partners.
Follow the instructions depending on your chosen payment option. Take note of your Lifetime ID provided on your Agreement,email and SMS.
Once we received your payment, we will send a confirmation within 24 hrs. or you may also check your account on mobile app. or website.
Author: Alex Garcia
All reviews MoneyCat
February 15 2022
Solid four out of five. Good for short term. If for a long time, then the interest is too much
February 09 2022
I knew about the mfi from a friend, he recommended it. I took a loan here, they're loyal to customers, the money came quickly
October 11 2021
Fast and convenient. I take a loan here for the third time for a short period, without hidden fees, everything is as transparent as possible