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MoneyCat
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 20 000 PhP 20 000 PhP 90-180 days
0.00% interest rate for new clients
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Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
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1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 90 - 720 days
0.00% interest rate for new clients
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Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
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96% Approved
UnaCash CreditLine
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
2 000 - 50 000 PhP 50 000 PhP 61-180 days
0.00% interest rate for new clients
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1 170 PhP. Return
1 000 PhP. Take
170 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 25 000 PhP 25 000 PhP 60 - 180 days
0.16% interest rate for new clients
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New loan
Vamo
1 130 PhP. Return
1 000 PhP. Take
130 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 30 days
0.43% interest rate for new clients
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Get a loan from an MFI with arrears

Microfinance companies are a good alternative to banks. It is here that borrowers who are always denied by banking organizations can get a positive decision. And, above all, we are talking about citizens with a large number of debts. They do not have access to a regular loan, but at the same time they can easily get a loan with bad credit score and delinquencies in an MFI on a card or in another way.

You can get an online loan around the clock. You can use the services of one of the microfinance organizations presented on this page to quickly solve your financial difficulties - the funds will be instantly credited to your account.

Conditions for issuing a loan with debts

To apply to the MFI and get a loan with arrears, you need access to the Internet, for registration you can use any device: PC, laptop or phone.

The minimum requirements for borrowers are:

  • age over 18 years;
  • possession of a passport of a citizen of the Philippines;
  • registration in the Philippines;
  • have a source of income sufficient to repay the loan.

In some MFIs, in order to get a loan on a delinquent card, you will need to upload a passport photo. More and more organizations are setting this requirement to minimize the risk of fraud.

In most cases, to obtain a bad credit score loan, the client must present only a passport, no certificates are required. But they may ask for a second document, for example, a TIN or a passport. Information about income is taken into account according to the borrower.

In what cases can they refuse a loan with arrears?

Most online lending services issue automatic credit on a card without refusal with delinquency and bad credit history. However, some clients are faced with a negative decision. What factors can lead to this:

  • In the credit history, there is information that there are a lot of existing delinquencies. This is a very negative factor, indicating that the lender may not get his money back, so he may refuse to issue a loan.
  • The applicant has no income, or it is very small. A positive decision on the application is made only when the microfinance organization clearly sees that the fulfillment of loan obligations does not cause problems for the client.
  • The fact of fraudulent actions, provision of false information was detected. Everything is clear here, if the applicant provides invalid data, he will be denied a loan.

In all other cases, credit history is not the reason for refusal, so there is always a chance to take a loan with delinquency in an MFI. On this page, we have compiled for you a list of such companies for which the presence of other debts of the applicant does not matter.

How to get a loan with arrears in the MFI?

If you want to get a loan on a bank card, you need a personalized card. The owner's data must match the full name of the person for whom the credit is issued to the card online without refusal. Online lending services can be used at any time of the day and any day, including weekends and holidays.

To apply for a loan, you need to follow a few simple steps:

  1. Choose an MFI, register on its website, fill out an application, indicating information about yourself.
  2. Wait for a decision on the application. The answer comes quickly and automatically, it takes no more than 15 minutes.
  3. Having received approval, it is necessary to study the terms of the contract and confirm your agreement with them.
  4. Receive money for the specified details, crediting is carried out instantly.

If you do not want to receive a loan on the card immediately, you can use another method convenient for you: an electronic wallet, money transfer or cash at an MFI branch.

Keep in mind that some microfinance organizations approve a smaller amount than the client specifies in the application. Do not rush to refuse such an offer. After the successful payment of this loan, you can count on an increase in the limit; MFO regular customers are always offered more favorable loan terms.

To increase your chances and get a 100% loan online with arrears, we recommend that you leave applications on several sites at once. Check out the offers presented on this page and choose the conditions that suit you best.

It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

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