1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 90 - 720 days
0.00% interest rate for new clients
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New loan
Vamo
1 130 PhP. Return
1 000 PhP. Take
130 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 30 days
0.43% interest rate for new clients
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Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
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1 170 PhP. Return
1 000 PhP. Take
170 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 25 000 PhP 25 000 PhP 60 - 180 days
0.16% interest rate for new clients
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New loan
Finbro
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 50 000 PhP 50 000 PhP 30-366 days
0.00% interest rate for new clients
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New loan
BillEase
2100 PhP. Return
2000 PhP. Take
100 PhP. Overpayment
First loan: Maximum amount: Loan term:
2000 - 40 000 PhP 40 000 PhP 60-720 araw
0.01% interest rate for new clients
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Recommended
Loanonline
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 25 000 PhP 25 000 PhP 30-366 days
0.00% interest rate for new clients
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96% Approved
Best Choice
MoneyCat
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 20 000 PhP 20 000 PhP 90-180 days
0.00% interest rate for new clients
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Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
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1002 PhP. Return
1000 PhP. Take
2 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 7000 PhP 20 000 PhP 62-360 days
0.00% interest rate for new clients
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1015 PhP. Return
1000 PhP. Take
15 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 20 000 PhP 20 000 PhP 62-360 days
0.11% interest rate for new clients
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1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
2 000 - 50 000 PhP 50 000 PhP 61-180 days
0.00% interest rate for new clients
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Can I get a loan without a credit check?

When applying for any loan, the borrower assumes certain obligations, since the contract indicates the exact date of repayment of the debt. However, in practice, the deadlines for the return of funds are often violated. The reason for this may be an unforeseen dismissal from work, delayed payment of wages and other factors.

Also, clients of financial institutions cannot always correctly assess their financial capabilities. After receiving a loan, it is often found that the borrower does not have enough income to repay the loan on time. As a result, the delay in payment is fixed by the creditor, and data on outstanding debt is transferred to credit bureaus.

Individuals with a bad credit history face difficulties when trying to get a loan from a bank. Such institutions carefully check information about a potential borrower and most often refuse to issue funds to people who have untimely closed or existing loans. The best way out of this situation is to apply to a microfinance organization that is ready to provide a loan without checking a credit history on a card.

Many MFIs process applications automatically and analyze only basic client data, without taking into account negative credit history. In the lending market, it is these organizations that demonstrate the highest percentage of loan approval, since they rarely refuse to issue funds.

Submission of documents and signing of the contract are carried out without the physical presence of the borrower in the office. The client simply goes to the MFI website from his home computer or smartphone and fills out a short questionnaire. Then the organization makes a decision and transfers the money to the card. The services of such companies are in great demand due to the high speed of consideration of applications, a simplified list of requirements for the borrower and accessibility for people with a negative credit history.

How to get a loan on a card without a credit history check?

Typically, microfinance organizations serve people over 18 years old, but in some cases the minimum age may increase. To apply for a microcredit, you will need a valid passport of a citizen of the Philippines and a TIN. You also need to have a stable income, the amount of which will allow you to make payments on time. At the same time, MFIs do not require official confirmation of the place of work, and both informally employed and other categories of citizens can use their services.

Applying for a loan online without a credit history is carried out in several stages:

  • Registration and creation of a personal account on the website of the selected company.
  • Choosing the desired amount of microcredit and the date of its repayment.
  • Entering personal data in a short questionnaire.
  • Attaching scanned copies or photographs of documents.
  • Specifying payment details.
  • Consideration of the online application by the organization.
  • Familiarization with the text of the electronic contract and signing the latter online.
  • Crediting funds to the card.

Note that you can also apply for a loan for pensioners in the Philippines.

Where is the best place to get a loan on a card without a credit history?

There are a growing number of MFIs in the Philippines offering a variety of loan terms and finding the right company can be time consuming. Before using the services of a microfinance organization, you should carefully study the information contained on its website. In this case, first of all, it is recommended to consider:

  • the size of the interest rate;
  • available terms for using the loan;
  • the minimum and maximum amounts offered;
  • list of requirements for clients;
  • availability of profitable promotions and loyalty programs for new and regular customers.

Our service helps potential borrowers quickly find the best deals. Here are the most popular microfinance companies where you can easily get a loan of 1000 PHP on a card and a loan on a card urgently without checking your credit history. The user only has to study the basic information about creditors and choose one of them. At the same time, you can significantly increase your chances of getting approved for a loan by using several offers at once.

It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

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