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MoneyCat
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 20 000 PhP 20 000 PhP 90-180 days
0.00% interest rate for new clients
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DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
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1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 90 - 720 days
0.00% interest rate for new clients
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DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0.00% interest rate for new clients
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UnaCash CreditLine
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
2 000 - 50 000 PhP 50 000 PhP 61-180 days
0.00% interest rate for new clients
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1 170 PhP. Return
1 000 PhP. Take
170 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 25 000 PhP 25 000 PhP 60 - 180 days
0.16% interest rate for new clients
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Is it possible to get a long-term loan online on a card

The main activity of microfinance companies is aimed at issuing small loans for a short period. However, some of the credit services on the Internet offer another type of service - a long-term credit card. In addition, in many MFIs, you can take a short-term microloan and connect an extension after the final repayment date. Most often, this function is reusable, which allows you to extend the period of use of funds for an unlimited period, paying only accrued interest.

Loans issued by financial companies for a long period provide for a simpler procedure for obtaining than in banks. The basic requirements for the borrower remain the same as in the case of conventional microloans. The application can be filled out directly on the website of the credit service, and it will take no more than half an hour. The difference between a long-term loan is only an extended period of use of funds, a larger amount and a different debt repayment scheme.

What are the conditions for long-term credit cards?

To obtain a long-term loan, you need to find the website of the company providing such a service and submit an online application. After processing the data on the potential borrower, the organization will make a decision on the issuance of funds or refusal. If the loan is approved, you can get it on the same day on the card of any Philippine bank.

Also, some institutions offer other ways to apply where to get microloans with a bad credit history - for example, at the MFI branch. However, it is filling out an application via the Internet and the subsequent transfer of credit funds to a card that are in greatest demand among consumers. This not only helps to significantly save time, but also makes the service available to residents of remote settlements where there are no offices of financial institutions.

A long-term loan online on a card without refusal can be issued by almost every person who meets the following requirements:

  • citizenship of the Philippines;
  • the presence of a passport and an identification code;
  • age - at least 18 years;
  • the ability to use a personalized bank card;
  • access to the phone number that will be needed to register on the site;
  • the presence of any device with Internet access.

Usually, in order to take 5000 PHP to the card, official employment and a certificate of income are not urgently required. However, given that the long-term lending service involves the issuance of fairly large amounts, some companies may require additional documents from a potential borrower confirming his solvency. Also, the credit history of the client can influence the decision to issue, since people with a positive credit history are more likely to receive a large amount of credit.

Features of a long-term loan on a card online with monthly repayment

Unlike short-term microcredit, which is paid in one installment, long-term loans are repaid in installments. Each organization has its own loan repayment scheme, but most often it is a payment of a fixed amount at a certain frequency - for example, once a month. This approach is due to the fact that the amount of a long-term loan significantly exceeds the size of a standard microloan. On average, various financial institutions are ready to offer up to 100,000-150,000 PHP.

The term of use of credit funds is several months and, as a rule, does not exceed one year. The interest rate depends on the characteristics of the work of a particular company and is most often calculated individually. Detailed information about the maximum amount of borrowed money on a card online quickly, loan terms and interest can always be found on the website of the selected credit service. In order to calculate the exact amount, period of use and interest rate, you can use a special online calculator, which is usually located on the main page of the organization's website.

When choosing a credit service for a long-term loan, it is very important to find an organization that offers really favorable credit conditions. On our site you can find a good selection of financial institutions offering long-term online card loans with monthly repayment at a low interest rate and a convenient debt repayment scheme. Here, each potential borrower will definitely find an option that is ideal for his financial needs.

It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

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