BILLEASE - Loan up to 40000 PHP - Review

Enjoy the benefits without paying upfront.

Enjoy instant credit up to P40,000.

With instant approval, BillEase gives you the freedom to fulfill all your needs from e-Wallet.

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BILLEASE - Loan up to 40000 PHP  - Review BILLEASE - Loan up to 40000 PHP  - Review

BillEase makes your online shopping affordable and convenient by spreading your payments into simple installment plans. Just find what you want at any of our online merchant stores, choose Pay with BillEase, and enjoy your flexible monthly payments. You can also unlock exciting features with every successful repayment!

BillEase is the best shopping finance experience in the Philippines!

How does BillEase work?

  1. Select your desired amount.
  2. Next, indicate the amount and the return period.

    Next, indicate the amount and the return period.

    • 1 valid ID
    • Proof of Income
    • Proof of Billing
  3. Check your email or login to your account to see your initial credit limit. 70% get approved on the spot, else it takes one banking day.
  4. Use your credit limit on Lazada or any BillEase merchant partner.
  5. Pay your installments via direct bank/e-wallet transfer, 7-Eleven, or at over 22,000 OTC payment channels.

Frequently Asked Questions about BillEase

How does BillEase work?

BillEase is your online and hassle-free shopping partner that allows you to shop and pay at a later time. All you have to do is to submit an application form, wait for our approval. Once approved, an initial credit limit will be established, which can be used to purchase from our 800+ merchant partners.

How can I apply for BillEase installment plan?

Easy - simply download our app from Apple App Store or Google Play Store and sign up for a BillEase account. Once approved, an initial credit limit will be established, which can be used to purchase from our 800+ merchant partners.

How long is your processing time?

Fast - We want you to enjoy your shopping experience as soon as possible. Approval can be immediate or up to one day depending on your submitted documents. The key is submitting complete and clear documents and valid IDs.

Just make sure you submit your online application before 6:00 PM because any applications beyond that will be considered as next day submission.

All applications submitted after 8:00 AM on a Sunday will be processed together with all the Monday applications on Tuesday. This allows our credit team to fully verify the information you provided and make better credit evaluation for everybody.

What are the requirements to avail BillEase installment plan?

If you are at least 18 years old and have a stable source of income, you are welcome to apply! In addition, we will also ask for your latest proof of income, proof of billing and one valid government ID to verify the information.

Examples of accepted proof of income: payslips, screenshots of bank transaction history, Upwork certificate of employment, Paypal transaction history, remittance slips, etc.

Examples of accepted proof of billing: Meralco bill (preferred), credit card bill, water bill, cable TV bill, post paid plan bill, etc.

How do I make payments?

We will send you a reminder in your e-mail few days before your due date.

Here are 4 ways to pay for your BillEase installment:

  1. Direct Transfer to
  2. Pay via GCash
  3. Linking your Online Bank Account
  4. Bank Transfers

I do not have a proof of billing under my name. Can I still apply?

Yes, it is okay if the proof of billing is not under your name. As long as it is recent and has your home address, it will work.

Do I need a credit card to apply?

No, you do not need a credit card to be eligible for our installment plan.

How will I know if my application is approved?

We don’t want to keep you waiting; we will send you an e-mail as soon as your application is approved. On the other hand, we will also notify you in case of non-approval through e-mail.

Do I need a comaker or references in order to avail of BillEase installment plan?

No, we do not require a comaker or references as part of the installment application.

I am a freelancer, can I still apply?

Yes! Freelancers are welcome to apply, as long as you meet the requirements. Please prepare proof of of source of income (such as PayPal transaction history, Upwork Certificate of Employment, bank transaction history, etc.) as part of the application process.

Can I pay early?

If you prefer paying via payment requests (, 7-Eleven, M Lhuillier, and Cebuana Lhuillier): Simply send us an email at and let us know the amount you would like to pay for. We will then send you a payment request, which you can use to make an early payment.

Note: payment requests for early payments are only valid within the day.

If you prefer paying via bank transfer: You can make early payments directly to BillEase's bank accounts. Afterwards, send a copy of your deposit slip or a screenshot of your transfer to and wait for our confirmation.

What if I cannot pay on the due date?

If you are having financial difficulties and cannot make payments on time, please contact us and we will try to work out a payment schedule that works for you. Our only request is that you inform us before or on the due date in order to avail of a discounted charge.

What are the benefits of using my BillEase account and paying my installments on time?

There are many perks that customers can experience! You can:

  • Have a higher chance for a credit limit increase
  • Have a higher chance of availing cash loans
  • Build your credit score (we submit relevant data to credit bureaus)

Continue using BillEase for all your wants and needs!

Can I re-avail?

Of course! As long as you have paid off your current installment plan, you can re-avail for another one immediately. What's more, loyal customers with good payment records can enjoy added features, such as higher credit limit, longer installment terms, cash loans, and other cool perks.

First Digital Finance Corporation doing business under the names and styles of FDFC, Balikbayad, LoanRanger and BillEase is regulated by Securities and Exchange Commission as a financing company (CoA No.: 1101) and by the Bangko Sentral ng Pilipinas as Operator of Payment System (OPSCOR-2021-0007).

There are no reviews for this loan.

Loan terms
First loan: 2000 - 40 000 PhP
Maximum amount: 40 000 PhP
Loan term: 60-720 araw
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It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

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