April 04 2022
How to get a mini loan on a bank card: TOP 3 methods
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If you need a loan on a card quickly and without paperwork and long waiting times, then the best option is to use the services of MFIs (microfinance organizations). There are top 3 main methods for obtaining a loan on a card:
- Filling out an application on the website of the microcredit organization you have chosen. You can determine, according to your requests, the optimal loan on our MoneyTochka service, form 3-4 loan applications with receipt on a bank card. An application can be generated from any gadget, phone, laptop, computer, tablet, indicating your documents, passing verification and indicating your phone number. Crediting money and approval usually takes up to 15 minutes with the receipt of money on your bank card of any bank.
- A visit to an offline branch where you can apply for a mini loan on a card. When visiting the branch, prepare your documents, passport, TIN in advance, and also take a bank card with you, to which you need to transfer money before salary urgently.
- As a rule, the process will take no more than 15 minutes, and you will have a loan. It is recommended that you carefully ask a loan consultant at an MFI about the methods of repaying a loan, as well as promotions and opportunities for further cooperation in case of repeated requests online or offline.
- Making a loan over the phone.
5 reasons why microfinance organizations may not issue mini-loans to your bank card
- No internal passport or Passport ID.
- Very bad credit history or no credit history.
- There is no bank card that is issued specifically for your full name.
- The data specified in the online application is not true.
- You are under 18.
Our MoneyTochka service will help you choose the best loan offer for mini loans and answer the question of where you can quickly get money before payday on the card, the site also has the ability to compare and select the best loan option, there is an “Add to Compare” button on the card of each loan .
In order to develop a positive credit history for a credit bureau, there are several recommendations from us: take the minimum required loan amount, try to pay it off ahead of schedule at least a few business days before the deadline.
Use the services of 3-4 different microfinance organizations to get a payday loan, choose the best one for you, evaluate all aspects: the quality of service, the speed of the loan, the conditions and promotions for the next loan, as well as the possibility of convenient repayment of the loan amount.