March 20 2022
Where to get a quick loan without a card: which credit organizations provide
Best online loans
In 95% of cases, the most common way to get a loan from a microfinance organization is to fill out an application and receive money on a bank card. But what to do if there is no such possibility, perhaps the card is expired or is far away? The most popular MFIs without refusal offer a cash loan at a branch of such an organization. It will be necessary to visit a microloan office in person in order to apply for a loan without linking a card, or to recruit a credit consultant and enter the necessary data into applications over the phone.
It is recommended to apply to 3-5 different credit organizations. On our MoneyTochka website, you can use convenient filters to select the credit organizations you are interested in and form all applications in one place, it is also possible to compare loan offers for all conditions in the form of a table.
How to apply for loans without card verification
To complete the application, you must provide your passport and identification code at the department, also indicate the amount of monthly income in the application (without mandatory documentary confirmation).
Applications are processed without the involvement of guarantors and collateral.
The term for approval of the application is 5-10 minutes, as a rule, and after approval, you will know exactly the amount that the microfinance organization can provide. The total process of getting your loan can take only 15 minutes.
Who can get a loan without a card
- You must be between 18 and 60 years old.
- You must have a passport and TIN.
- You may have no credit history or it may be bad.
- A permanent source of income is desirable. Formally, this can be verified, especially if this is your first loan.
How much can I get a loan online without a card
On average, MFIs issue loans in the amount of 1 000 to 50 000 PHP, depending on your credit history, the loan term usually is up to 180 days. Credit organizations are very loyal to their regular customers, so in the future it is possible to individually recalculate, increase or decrease interest, as well as prolong the amount of the loan.
Interest on the loan amount
On average, interest on loans is 2-3% per day. For the first loan in many credit institutions, there is a promotion and a loan is issued at a rate of 0.01% one-time.
It is important to understand that all data on all loans is stored in a single register of credit bureaus, that is, the better your credit history is, the more loyal you will be. Carefully read our service reviews on the offers you are interested in and make a decision.